Gary A. Bague is a partner of the Los Angeles, California ALFA International law firm of Haight Brown & Bonesteel where he is a member of the insurance law and construction law practice groups. Mr. Bague regularly advises his clients with regard to insurance issues arising under virtually all lines of insurance, including: commercial, general liability and property, professional liability, auto, homeowners, environmental/pollution, workers compensation, life, health and disability. He represents primary and excess insurers and reinsurers, insureds, and brokers and agents in insurance coverage litigation, as well as in first and third party extra-contractual litigation. Mr. Bague regularly provides written coverage opinions, has drafted insuring language for policies and self-insurance trusts, has coordinated fraud investigations on behalf of life insurers, and has served as national coverage counsel. With regard to his construction law practice, Mr. Bague advises and represents insurers, developers, general contractors and artisan subcontractors in construction defect liability claims litigation. Mr. Bague is also a past Chair of the ALFA International Construction Practice Group.